Home Furnishings Associations is Powered by ChargeAfter

Category: Business

The most popular Buy Now Pay Later platform is ChargeAfter. ChargeAfter helps merchants and retailers get in touch with a variety of lenders so they can offer point-of-sale financing that is customized for each customer and approves up to 85% of requests.

ChargeAfter connects merchants and lenders through its expanding platform of over 15 pre-integrated reliable lenders to provide customers with tailored financing choices wherever they purchase. For the retailers, ChargeAfter's worldwide lending network provides both in-store and online BNPL. It allows businesses the chance to make the consumer purchasing and financing procedure simple and comfortable.

ChargeAfter's network of lenders spans the Prime, Near-prime (secondary), Subprime, and Pay in Four lending categories. It also offers a variety of financing options, including installment loans with terms of 6 to 60 months, 0% APR, revolving credit, lease to own, Visa payments, and more.

ChargeAfter gives retailers access to the most sophisticated Buy Now Pay Later consumer finance platform's waterfall financing mechanism. Consumers can now instantaneously be authorized for financing regardless their personal creditworthiness directly on the merchant's website or in-store in even less than two seconds via a single application thanks to the connection of merchants to various lenders in a single platform. It expedites the process and increases the likelihood that each application will be approved.

Via any of the widely available extensions for popular eCommerce platforms like Magento, Shopify, BigCommerce, WooCommerce, SAP/Hybris, Salesforce Commerce Cloud, MIVA, Shopware, Nopcommerce, or AVB Marketing, or by integrating using API, merchants can quickly connect to the ChargeAfter platform.

Merchants affiliated with ChargeAfter have access to all financing options, including Prime, Near-Prime (Secondary), Subprime, Installments 6-60 Months, Revolving Credit, zero interest, Card Installments, Visa Installments, and Pay in 4 all in one location, in addition to direct access to the top lenders and financial institutions in Buy Now Pay Later consumer financing.

ChargeAfter retailers also have access to powerful analytics, analysis tools, reconciliation management, complete post-sales activities, and order/charge administration in a single dashboard, in addition to all the advantages. For the merchants, the financing platform also offers BNPL white label solutions so they can offer branded services and elevate their business.